TUTORIALS | HOW QUILO WORKS | HOW A SECURED LOAN WORKS | PERSONAL LOAN OFFERINGS | BENEFITS OF A FCBT PERSONAL LOAN
GET A PERSONAL LOAN
TO FIT YOUR NEEDS
A personal loan is an installment loan with a fixed interest rate, repaid in equal monthly payments. You may be able to receive up to $25,000 unsecured same day, or a timely secured loan over $25,000, to take control of your finances - whether that's consolidating debt, making home improvements, or making a large purchase.
Apply for an Unsecured Quilo Loan Apply for a Secured Personal Loan
Learn about our personal loan platforms.
Two easy ways to Apply in Minutes.
Get a Quilo loan in minutes
Learn how to apply for an unsecured loan up to $25,000.
Receive funds as fast as same day.
Apply for secured personal loan
Need a larger loan? Learn how to apply online and work with a personal loan officer.
GET A QUICK LOAN WITH QUILO
Quilo is the quick and easy way to apply for an unsecured loan up to $25,000, with approvals and funding in minutes. See what you qualify for in less than 3 minutes. Applying for a loan does not impact your credit score.
You can apply for many types of loans with Quilo
How Quilo Works
1. Complete the Approval Application: Apply for a loan by submitting a few details about yourself and verifying your identity.
2. Customize Your Loan to Your Needs: Select the loan amount and monthly payment that works for you.
3. Confirm Your Loan and Receive the Funds: Review and confirm your loan. For disbursement to a debit card, up to $2,500 typically become available within minutes; credit card payoff typically posting on the second business day; and, checking account on the second business day.
Apply for an Unsecured Quilo Loan
HOW A SECURED LOAN APPLICATION WORKS
If you are looking for a loan over $25,000, begin with our online secure personal loan application. We will gather all of your information and loan officer will contact you to complete the approval process and the collateral information.
Our secure personal loan platform will save you time when getting your loan. You will receive timely emails to let you know what is happening with your loan.
Apply for a Secured Personal Loan
PERSONAL LOAN OFFERINGS
We offer many personal loans to choose from, one of which is sure to fit your financial needs.
Make small home improvements.
Help pay for college or wedding expenses.
Pay off and consolidate high interest rate debt.
Purchase a new or used car.
OTHER LOAN OPTIONS
Auto Loans: New or used, we have a loan with a wide variety of terms.
Recreational Vehicles: We make loans for boats, motorcycles, ATVs and more.
Home Improvements: Don't want a home equity loan? We have a loan to complete your small home improvement project.
College Expenses: Stop in and talk with us first to see if we can help you make your big day perfect.
Wedding Expenses: Stop in and talk with us first to see if we can help you make your big day perfect.
Debt Consolidation: Consolidating your debt, structure an affordable payment and getting rid of those troubling credit cards.
BENEFITS OF A PERSONAL LOAN
WITH FCBT
Our loan options are simple, convenient, and online to get you the money you need as quickly and efficiently as possible. A personal loan allows you to simplify your finances with a single, fixed monthly payment. There are no pre-payment penalties or hidden fees.
Two Loan Platforms to Fit Your Needs
The consumer loan platforms work by sharing most data electronically, so we'll need you to:
1. verify your identity electronically
2. verify your income electronically (where applicable).
In some cases, you may need the following documents when you apply for a loan with us:
1. your last two pay stubs
2. last year's W-2
3. a description of the collateral being pledged to secure the loan (if a secured loan).
* All offers of credit are subject to credit approval.
Are you ready to talk to a Personal Loan Officer?
Call us in Beecher at (708) 946-2246 or in Peotone at (708) 258-0530 or send us an online message.