First ePay Terms & Conditions

To request First ePay, read the terms and conditions and submit the form below. We will contact you within one business day to finish the application process.

Scroll to the bottom of the page to complete the form.

Product Description

With a click of the mouse, you can add payees and pay your bills on your desktop computer or tap to do the same on your mobile phone. You can use your phone's camera to capture a paper bill to pay, set up recurring bills, use bill reminders and so much more. You can also set up electronic bills for most vendors and receive monthly billing statements electronically online.

First ePay at a glance:

Set up and edit payees on your phone or desktop computer
Capture bills using your phones camera
View pending payments, recent payments, e-bill reminders and more
Setup recurring payments like mortgage or car payments
Setup bill reminders so you won't miss a payment
Send money to friends and family
Save money on stamps
Save time going to the post office

Services Fees

First 90 days of First ePay are service charge free.
First ePay is service charge free with First eChecking and First Community Club Checking when you pay at least 5 bills per month. A $5 monthly service charge applies if less than 5 bills are paid during the month.
A $5 monthly service charge applies for unlimited bills paid with First Community, First Community Gold and First Community Student Checking accounts.

Qualifications

First Community Bank and Trust may have qualification requirements for First ePay and reserves the right to change the qualifications at any time without prior notice. First ePay may be suspended or discontinued, in whole or in part, at any time without prior notice.

Security

Protecting your information and your identity is our highest priority. With the use of encryption, firewalls and trusted operating systems incorporated into our overall banking network, best efforts have been made to secure your transactions.

We will require passwords that meet industry security standards: 12-17 characters in length; may contain upper- and lower-case letters, numbers and special characters; recommended to use three or four non-related words. First Community Bank and Trust will never request that you disclose your mobile banking password. You should not act upon emails or other communications requesting your personal information. You may have your password reset at any time by contacting First Community Bank and Trust at 708-946-2246 or 708-258-0530 or in person at a First Community Bank and Trust financial center. Alternate methods of authentication are also available by using your fingerprint or facial recognition with the biometric functionality of your smart phone.

The bank does not have control over the smart phone and procedures you use to access First eBanc. We ask that you properly secure all smart phones used in connection with Mobile Deposit (including, but not limited to, securing the smart phone with security credentials to prevent unauthorized use).

First ePay Terms & Conditions