This blog post was published by Chis O’Shea from SavvyMoney Hub. How hard inquiries impact your credit score When you apply for a mortgage, a personal loan, a credit card, or an auto loan, the lender checks your credit report to determine your creditworthiness. When that happens, it’s called an “inquiry.” And there is such a thing as too many inquiries. Here’s what you need to know. Hard Inquiry vs. Soft Inquiry There is a difference between hard inquiries
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