This article was written by Jen A. Miller and featured in the Independent Banker Magazine. Artificial intelligence has streamlined spear phishing, a kind of cyberattack involving emails, video calls or other forms of communication facilitated by fraudsters posing as a trusted colleague, boss or organization. Here’s how community banks, like First Community Bank and Trust, can hit back. In 2023, an employee of multinational design and engineering company, Arup, thought he was just doing
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Spring is here! While most of us focus on cleaning out the closet or freshening up our homes, it’s also the perfect time to take a step back and tidy up your finances. A financial spring cleaning not only helps you organize your money but also gives you the opportunity to assess your goals and set yourself up for a successful financial year. Here’s how you can spring clean your finances in just a few simple steps. 1. Review and Update Your Budget Spring is the perfect time to reassess
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Press Release: Beecher, IL. (April 1, 2025)—First Community Bank and Trust (FCBT) and the Independent Community Bankers of America (ICBA) are celebrating Financial Literacy Month in April by encouraging Americans to take control of their financial future and learn fiscally responsible habits that can benefit them at every age and stage of their financial journey. 27% of Americans report that “just getting by financially or finding it hard to get by” describes them completely or
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