homeowner
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Your Home Is Your Biggest Investment
July 1, 2020
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
Beecher, IL (July, 2020) Home maintenance can be overwhelming, but staying on top of the small stuff can save you money and help you avoid emergency repairs. This summer is sure to be very different than usual and most of us will be keeping our distance and staying home. What better time to take care of your biggest investment? Check out this brief list of necessary home maintenance tasks to take care of this summer and throughout the year: Gutters - Clogged gutters can cause Read More
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FCBT Sheds Light on the Homebuying Process
May 29, 2020
Categories: Community Banking Advocacy, Electronic Banking, General, Mortgage Loans
Beecher, IL (June, 2020)—The Independent Community Bankers of America® (ICBA) and First Community Bank and Trust in recognition of National Homeownership Month in June, are reminding current and prospective homeowners of the resources that community banks offer that make financing easier and more affordable. “For most people, buying a home is an investment in their future and a foundation upon which to establish community ties and amass financial security,” said Read More
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Springtime Home Buying Tips
February 25, 2020
Categories: Community Banking, Community News, Electronic Banking, General, Mortgage Loans
Temperatures are slowing climbing and everyone is thinking spring. Spring is the busiest home selling and buying season in most areas, therefore, it can be quite competitive. If you're looking to make your big move in the next few months, it's time to get prepared. 1. Speak with a loan officer. A professional loan officer will help you figure out how much house you can really afford. Loan officers are experts in the home buying process and can help you better understand your Read More
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First Community Bank and Trust Offers Insights to Help Demystify Homebuying
May 30, 2019
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
June 2019 - The Independent Community Bankers of America® (ICBA)and First Community Bank and Trust in recognition of National Homeownership Month in June, are reminding current and prospective homeowners of community bank resources that make financing easier and more a personal. “For most people, buying a home is an investment in their future—an opportunity to establish roots, start a family, and build financial security,” said Greg Ohlendorf, President and CEO of First Read More
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Good Credit is Key to a Solid Financial Future
January 28, 2019
Categories: Commercial Loans, Community Banking, General, Mortgage Loans
The New Year is the perfect time to establish financial wellness goals. First Community Bank and Trust and the Independent Community Bankers of America®(ICBA) are reminding consumers, it’s easier to build a credit score than to repair a bad one. “Having a good credit history is key to any financial plan,” said Greg Ohlendorf, President and CEO of First Community Bank and Trust in Beecher, IL. “Credit scores take into consideration years of past behavior, Read More